Are you planning on a buying a new home in 2017? Instead of waiting for the New Year to roll around to start preparing, get a head start by taking action now. If you want to buy homes for sale in Littleton CO anytime in 2017, here’s what you should be doing now to get ready for this big change:
Save, save, save.
Especially right after the holidays, your bank account and credit cards may have taken a hit. But before buying a home, it’s important to pinch every penny. Take a look at some of the most costly activities and bills in your daily life. Think about cancelling your cable service and finding an alternative. Do some meal prepping for the week ahead so you are covered for breakfast, lunch and dinner. It can be tempted to eat out while busy and active, so having a quick meal to grab is extremely handy and cost effective. You might even thinking about moving in with a friend or your parents before you buy a house. This would help you save a significant amount of money on rent and utilities.
Take care of your credit score.
First, you should run a credit report to see what your credit score is and if it’s high enough to help you qualify for a loan. If it’s not, focus on improving your score prior to buying a home by making consistent on-time payments towards your credit cards and other outstanding debts. If your credit score is already decent, then focus on keeping it that way until you officially have the house of your dreams. Closely watch your spending this holiday season so you don’t charge too much to your credit cards and lower your score. You should also set reminders on your phone so you don’t forget to pay all of your bills on time. Whatever you do, don’t apply for another credit card to help you pay for holiday expenses. Taking these steps now will ensure you don’t run into any issues securing financing when the time comes in 2017. What is a good credit score
? Find out here.
Donate to charitable organizations.
The more stuff you have, the harder and more stressful it is to move into a new home. If you want to make this process as easy as possible in 2017, start now by sorting through the stuff in your home. Now that the holidays are approaching, there’s no better time to start getting rid of unwanted items around your home. Spend a few weekends gathering together some of your belongings you no longer want such as old clothing, bedding, and furniture, and find charitable organizations in your area that accept these goods. Not only will this make it easier to move, but it will also help you do something nice for someone else in your community.
Now that you’re ready to purchase a home in the New Year, it’s time to find a real estate agent who understands your needs. Contact us
to talk to the experienced agents at Colorado Home Sales.